Transliteration:( Innee zannantu annee mulaaqin hisaabiyah )
24. Here, the word conjecture denotes certainty ie. I was certain in the world that on the Day of Judgement I will be judged, therefore I had prepared myself for it. Before being judged, I had put myself through this process.
The tafsir of Surah Al-Haqqah verse 20 by Ibn Kathir is unavailable here.
Please refer to Surah Haqqah ayat 19 which provides the complete commentary from verse 19 through 24.
(69:20) Verily I was sure that I would be handed over my account.”[14]
14. That is, he was fortunate because he had been conscious of the Hereafter in the world and had lived his life with the belief that he would have to appear before God one day and render his account to Him.
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